Welcome to RBS Homes
If you are searching for a secure, stable investment with high current income, consider direct real estate investment through RBS Homes We offer single-family, detached homes and a unique owner support package--RBS InvestorCare-- specifically designed to produce strong cash flow while eliminating the headaches traditionally associated with direct ownership of investment property.
Our Focus
RBS focuses on producing investment-quality, detached single-family homes. We purchase homes in good school districts, near business centers, usually less than ten years old, with 3 or 4 bedrooms, to encourage families with young children. These are the most stable renters.
We deliver peace of mind for remote investors with RBS InvestorCare. We provide complete services for acquisition and management of the properties for our investors.
Benefits of Owning Investment Property
Executed properly, ownership of investment property through RBS provides six specific benefits:
- High current income – 9+% (all-cash purchase) to 12+% (25% down payment). RBS InvestorCare© provides predictable income. The properties are already rented when the investor takes title, so the investor starts collecting rent on the very first day of ownership.
- Long-term stability of income and asset value – The Houston metro area has shown steady job growth and population growth over the past ten years, even during the past recession. Jobs and population growth drive mid-market real estate values.
- Hands-off, turn-key ownership – The RBS team provides complete management services for investor owners. We handle every property service locally. The investor receives monthly income directly via auto-deposit and receives financial reports via email.
- Security – The investor takes title to each property and has full ownership of it.
- Inflation protection – Prices for single family residences have tracked 1-3% above inflation for the past 75 years.
- Significant tax benefits – Tax deductions for depreciation, mortgage interest, travel, property management and maintenance expenses, and the opportunity to defer capital gains for many years. For income property, a buy-and-hold strategy is still a profitable approach, with RBS on the team.
Houston-Diversified, Global Economy
The long-term drivers of residential real estate value are population growth and economic growth. A strong economy, which produces new jobs, encourages population growth, which in turn drives a strong real estate market.
Texas has a "business-friendly" economic and regulatory environment. Texas has no state income tax for individuals. It is a "right-to-work" state, meaning that union membership is not compulsory. As a result, the state has seen economic growth and job growth even through this recession. As a result, Texas and Houston in particular has seen strong job growth. Unemployment is 7%, about 3% below the national average.Driven by job growth, population growth, and the strong economic climate, real estate in Houston has shown consistent strength. Finally, Texas has an "owner friendly" legal environment Job growth.
Over the long term, job growth and population growth drive rental rates and property values. Texas and Houston in particular have demonstrated strong job growth.
"In 2008 Houston recorded the largest employment increase in the U.S. with 172,000 new jobs, compared with job losses in most other metro areas. Unemployment in Houston in January 2009 was 6.5%, That’s two percentage points lower than the national unemployment average of 8.5%, and much lower than the 372 metropolitan areas that have a recorded jobless rate of at least 15%."
The OTM Blog and the US Bureau of Labor Statistics
Houston is the home for 27 Fortune 500 companies (46 in Texas). In the next fifteen years the Houston metro area will add 1.3 million new jobs, three million new residents, and one million new households (Houston-Galveston Long-Term Regional Forecast). Houston is the fourth-largest city in the United States, with 2.2 million people in the city limits and 5.7 million in the metro area (2008 US Census).
Houston Works. Houston has a growing, diverse economy The Gross Area Product (GAP) of the Houston metro area was $440 million in 2008, larger than Venezuela or Sweden. Houston has many engines of economic and job growth:
· Texas Medical Center, the world’s largest concentration of healthcare and research institutions
· NASA’s Johnson Space Center, location of the Mission Control Center
· Port of Houston, largest international port in the United States
· The world energy capital, with major operations centers for five of the six “supermajor” energy companies
· Largest concentration of higher education institutions in Texas—over 20 major colleges and universities, including Rice University, University of Houston, Baylor College of Medicine, and University of Texas M.D.. Anderson Cancer Center
Texas-Business Friendly
Texas has developed a reputation as a "business friendly" state, which has driven the state's economic growth and attracted major US and international businesses to set up corporate and North American headquarters. Texas is a right-to-work state.
In addition, Texas has considerable respect for the rights of property owners. As a result rents and property values tend to track just above inflation.